Investment Planning
It is the process of meeting your Investment goals through the proper management of your finances. Investment goals can include buying a home, savings for your childs education, planning for your retirement or estate planning. We help you to work out on where you are now, what you may need in the future and what you must do to reach your goal by the process that involves gathering relevant Investment information, setting Investment goals, examining your current Investment status and coming up with a strategy for a plan on how you can meet with your goals, and map the gap.
Benefits Of Investment Planning
It is the process of meeting your Investment goals through the proper management of your finances. Investment goals can include buying a home, savings for your childs education, planning for your retirement or estate planning. We help you to work out on where you are now, what you may need in the future and what you must do to reach your goal by the process that involves gathering relevant Investment information, setting Investment goals, examining your current Investment status and coming up with a strategy for a plan on how you can meet with your goals, and map the gap.
- You want to engage the services of a qualified professional and ensure quality advice.
- You save money when you avoid making wrong investment decisions.
- Investment plan precedes any advice on products and to that extent, is completely unbiased.
- You put your trust in the hands of an expert and your mind at ease.
Our Process
Our approach to Investment planning is simple and straightforward. However, it is also important that you fully understand our consultative process and our step by step approach.
Evaluate Current Position
This is the first stage of our interaction. It involves evaluating your current situation which includes cash flow analysis, calculating your net worth, reviewing your insurance coverage for life, disability, home, auto, health etc.
Identify Goals
We then work out a clear strategy in line with your objectives and risk tolerance. Drawing up a winning asset allocation so that your Investment goals are met is fundamental to a successful plan.
Work Out the Plan
We then work out a clear strategy in line with your objectives and risk tolerance. Drawing up a winning asset allocation so that your Investment goals are met is fundamental to a successful plan.
Implement the Plan
We will assist you in the process of implementing the plan by suggesting the optimal mix of products and services that are essential for the success of the plan.
Principle of Investing
Beginner level investment Principles are:
Risk & Return
Risk and Return go hand in hand. They increase or decrease in conjunction with each other. Investments that offer lower potential Return on Investment (ROI) typically offer greater security, less risk & Vice-versa. Because of the correlation between risk and potential return, investors need to carefully consider their risk tolerance when selecting investments.
Invest Regularly
Start a modest monthly deposit ofRs 5000/- for next 10 yrs, in the same Investment Account giving 10% Annualized Return and you have achieved your Goal of Accumulating Rs 10 Lakh, 10 yrs from now. The key to this is “Invest Regularly” to reach your goal.
Cost of Delay
As we grow older and the need to take on more responsibilities increase, we begin to broaden our horizons and plan better. But what we may not realise is that we will never get back the time we have lost. In the investment world, time is as important as money. In fact, time creates money.
Goal Based Approach
Goals-based investing is an approach which aims to help people meet their personal and lifestyle goals, whatever they may be, in a straightforward and simple way. It does this by placing people’s goals right at the centre of the decision-making process and aims to build investment solutions that meet the requirement.